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We can be inactive and be part of the problem and be proactive and be part of the solution. We choose the life we live.
Tony Meloto, Gawad Kalinga Founder
Clearly, the BSP sees the benefits of going cashless. Cash is costly to handle – you need to employ people to count, store or transport it, hence the fees banks charge consumers. It can also be dangerous to carry around.
On the other hand, mobile and other digital payments are quick and easy to scale, which translates to lower fees. They’re also transparent, as transactions are recorded electronically and can be tracked.
Most important of all, they allow the poor and unbanked to participate more broadly in the financial economy.
That’s why the central bank is doing its best to pave the way for a cash-lite society. It may be some way off, but experts think the Philippines is on the cusp of a digital payments revolution.
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There are many different kinds of interaction in an information environment like web pages.
Clicking and scrolling are just two of them. And both have different mental models when accessing information.
One limitation of any information environment is that there’s only a limited number of information that can be displayed all at once, at the same time. Besides, a user could focus only on a limited number of information at once.
Clicking and scrolling could be combined, though, to optimize the interaction—meaning, the easier for the user to perceive and get to the information, the better.
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Tell you what, in some items you need eagle eyes!
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I could admit that I’m a collector. I’m a hoarder. And a procrastinator when it comes to exporting photographs that should’ve shared to people who cared. A different kind of holiday rush is happening to me as I am editing last year’s December photos.
I’m glad because I’m making progress and I’m down to the last two albums that will finally see the light of day. I also managed to sweep off clean my 2018 queue folder. But lo and behold! This is not the case for years 2016 down to 2005—when I started going digital with Canon EOS 350D (I miss that that little gadget).
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Good UX design is more of influencing the users’ moods and behaviors than controlling or manipulating their minds.